:root{--primary: #1B365D;--primary-light: #2A5298;--primary-dark: #0D1B2A;--accent: #C49A2A;--accent-light: #D4AF37;--accent-dark: #A67C1A;--burgundy: #722F37;--emerald: #2E7D5B;--bg-main: #F7F5F0;--bg-card: #ffffff;--bg-muted: #EDE8DF;--text-main: #1A1A2E;--text-muted: #5C6370;--text-light: #8B919A;--border: #D8D2C4;--border-focus: #2A5298;--shadow-sm: 0 1px 2px 0 rgb(0 0 0 / .05);--shadow-md: 0 4px 6px -1px rgb(0 0 0 / .1), 0 2px 4px -2px rgb(0 0 0 / .1);--shadow-lg: 0 10px 15px -3px rgb(0 0 0 / .1), 0 4px 6px -4px rgb(0 0 0 / .1);--shadow-xl: 0 20px 25px -5px rgb(0 0 0 / .1), 0 8px 10px -6px rgb(0 0 0 / .1);--radius-sm: 6px;--radius-md: 10px;--radius-lg: 16px;--radius-full: 9999px;--font-serif: "Cormorant Garamond", Georgia, "Times New Roman", serif;--font-sans: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;--container-max: 1200px}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}body{font-family:var(--font-sans);background-color:var(--bg-main);color:var(--text-main);line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img,svg{display:block;max-width:100%}h1,h2,h3{font-family:var(--font-serif)}.container{width:100%;max-width:var(--container-max);margin-left:auto;margin-right:auto;padding-left:1.5rem;padding-right:1.5rem}.top-notice-bar{background:var(--primary-dark);color:#cbd5e1;font-size:.85rem;padding:.5rem 0;text-align:center;border-bottom:1px solid rgba(255,255,255,.1)}.top-notice-bar span{color:var(--accent-light);font-weight:600}.site-header{position:sticky;top:0;z-index:100;background:#fffffff5;backdrop-filter:blur(10px);border-bottom:1px solid var(--border);box-shadow:var(--shadow-sm)}.header-inner{display:flex;align-items:center;justify-content:space-between;height:4.5rem}.brand-link{display:flex;align-items:center;gap:.75rem;font-weight:800;font-size:1.15rem;color:var(--primary);letter-spacing:-.02em;font-family:var(--font-sans)}.brand-logo-img{width:2.25rem;height:2.25rem}.nav-links{display:flex;align-items:center;gap:1.5rem;list-style:none}.nav-links a{font-size:.9rem;font-weight:500;color:var(--text-main);transition:color .15s ease}.nav-links a:hover,.nav-links a.active{color:var(--primary-light)}.header-actions{display:flex;align-items:center;gap:.75rem}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.65rem 1.25rem;font-size:.9rem;font-weight:600;border-radius:var(--radius-md);border:1px solid transparent;cursor:pointer;transition:all .2s ease;text-decoration:none;font-family:var(--font-sans)}.btn-primary{background:var(--primary);color:#fff;box-shadow:0 4px 12px #1b365d40}.btn-primary:hover{background:var(--primary-light);transform:translateY(-1px)}.btn-accent{background:var(--accent);color:#fff;box-shadow:0 4px 12px #c49a2a4d}.btn-accent:hover{background:var(--accent-light);transform:translateY(-1px)}.btn-outline{border-color:var(--border);background:#fff;color:var(--text-main)}.btn-outline:hover{border-color:var(--primary);color:var(--primary);background:var(--bg-muted)}.btn-burgundy{background:var(--burgundy);color:#fff;box-shadow:0 4px 12px #722f3740}.btn-burgundy:hover{background:#8b3a44;transform:translateY(-1px)}.badge{display:inline-flex;align-items:center;padding:.25rem .75rem;font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;border-radius:var(--radius-full);font-family:var(--font-sans)}.badge-primary{background:#dde4f0;color:#1b365d}.badge-gold{background:#fef3c7;color:#92400e}.badge-emerald{background:#d1fae5;color:#065f46}.badge-burgundy{background:#fce4ec;color:#722f37}.hero{padding:5rem 0 4rem;background:linear-gradient(180deg,#E8E1D4 0%,var(--bg-main) 100%);border-bottom:1px solid var(--border)}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:3.5rem;align-items:center}.hero-title{font-size:3rem;font-weight:700;line-height:1.12;letter-spacing:-.02em;color:var(--primary-dark);margin:1rem 0 1.25rem}.hero-title span{color:var(--accent-dark);position:relative}.hero-desc{font-size:1.1rem;color:var(--text-muted);margin-bottom:2rem;max-width:580px;line-height:1.7}.hero-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:2.5rem;padding-top:2rem;border-top:1px solid var(--border)}.stat-item h3{font-size:2rem;font-weight:700;color:var(--primary);margin-bottom:.25rem;font-family:var(--font-serif)}.stat-item p{font-size:.85rem;color:var(--text-muted);font-weight:500}.section{padding:4.5rem 0}.section-header{text-align:center;max-width:700px;margin:0 auto 3.5rem}.section-title{font-size:2.25rem;font-weight:700;color:var(--primary-dark);margin:.75rem 0;letter-spacing:-.01em;font-family:var(--font-serif)}.section-subtitle{color:var(--text-muted);font-size:1.05rem}.cards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:2rem}.card{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:2rem;box-shadow:var(--shadow-sm);transition:all .25s ease;display:flex;flex-direction:column}.card:hover{box-shadow:var(--shadow-md);border-color:#b8b0a0;transform:translateY(-2px)}.card-icon{width:3rem;height:3rem;border-radius:var(--radius-md);background:#e8e1d4;color:var(--primary);display:flex;align-items:center;justify-content:center;font-size:1.5rem;margin-bottom:1.25rem}.card-title{font-size:1.3rem;font-weight:700;margin-bottom:.75rem;color:var(--primary-dark);font-family:var(--font-serif)}.card-text{color:var(--text-muted);font-size:.95rem;margin-bottom:1.5rem;flex-grow:1;line-height:1.7}.calc-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:2.25rem;box-shadow:var(--shadow-lg)}.calc-input-group{margin-bottom:1.5rem}.calc-label{display:flex;justify-content:space-between;font-weight:600;font-size:.9rem;margin-bottom:.5rem}.calc-range{width:100%;accent-color:var(--primary-light)}.calc-select,.form-input,.form-textarea{width:100%;padding:.75rem 1rem;border-radius:var(--radius-md);border:1px solid var(--border);background:#fff;font-family:var(--font-sans);font-size:.95rem;color:var(--text-main);transition:border-color .2s ease}.calc-select:focus,.form-input:focus,.form-textarea:focus{outline:none;border-color:var(--border-focus);box-shadow:0 0 0 3px #2a529826}.form-textarea{resize:vertical;min-height:120px}.calc-results-box{background:#f7f5f0;border:1px solid var(--border);border-radius:var(--radius-md);padding:1.5rem;margin-top:1.5rem}.result-metric{display:flex;justify-content:space-between;align-items:center;padding:.75rem 0;border-bottom:1px solid var(--border)}.result-metric:last-child{border-bottom:none}.metric-value{font-size:1.25rem;font-weight:700;color:var(--primary);font-family:var(--font-serif)}.checkbox-group{display:flex;flex-wrap:wrap;gap:.75rem}.checkbox-group label{display:flex;align-items:center;gap:.4rem;font-size:.9rem;cursor:pointer}.checkbox-group input[type=checkbox]{accent-color:var(--primary-light);width:1rem;height:1rem}.filter-bar{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:2rem}.filter-btn{padding:.5rem 1rem;border:1px solid var(--border);border-radius:var(--radius-full);background:#fff;font-size:.85rem;font-weight:500;cursor:pointer;transition:all .2s ease;font-family:var(--font-sans);color:var(--text-main)}.filter-btn:hover,.filter-btn.active{background:var(--primary);color:#fff;border-color:var(--primary)}.page-header{padding:3.5rem 0;background:linear-gradient(180deg,#E8E1D4 0%,var(--bg-main) 100%);border-bottom:1px solid var(--border);text-align:center}.page-header h1{font-size:2.5rem;font-weight:700;color:var(--primary-dark);margin:.75rem 0}.page-header p{color:var(--text-muted);font-size:1.05rem;max-width:650px;margin:0 auto}.content-section{padding:3rem 0}.prose{max-width:800px;margin:0 auto;line-height:1.8}.prose h2{font-size:1.75rem;font-weight:700;margin:2.5rem 0 1rem;color:var(--primary-dark)}.prose h3{font-size:1.35rem;font-weight:600;margin:2rem 0 .75rem;color:var(--primary)}.prose p{margin-bottom:1.25rem;color:var(--text-muted)}.prose ul,.prose ol{margin:1rem 0 1.5rem 1.5rem;color:var(--text-muted)}.prose li{margin-bottom:.5rem}.faq-item{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-md);margin-bottom:1rem;overflow:hidden}.faq-question{width:100%;padding:1.25rem 1.5rem;background:none;border:none;text-align:left;font-size:1.05rem;font-weight:600;cursor:pointer;display:flex;justify-content:space-between;align-items:center;color:var(--primary-dark);font-family:var(--font-sans)}.faq-question:hover{background:var(--bg-muted)}.faq-answer{padding:0 1.5rem 1.25rem;color:var(--text-muted);line-height:1.7;display:none}.faq-item.open .faq-answer{display:block}.faq-item.open .faq-question{color:var(--primary)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start}.form-group{margin-bottom:1.25rem}.form-group label{display:block;font-weight:600;font-size:.9rem;margin-bottom:.4rem;color:var(--text-main)}.form-note{font-size:.8rem;color:var(--text-light);margin-top:.25rem}.form-success{background:#d1fae5;border:1px solid #6ee7b7;border-radius:var(--radius-md);padding:1.25rem;color:#065f46;font-weight:500;display:none}.data-table{width:100%;border-collapse:collapse;font-size:.9rem}.data-table th,.data-table td{padding:.75rem 1rem;text-align:left;border-bottom:1px solid var(--border)}.data-table th{background:var(--bg-muted);font-weight:600;color:var(--primary-dark)}.data-table tr:hover{background:var(--bg-muted)}.site-footer{background:var(--primary-dark);color:#94a3b8;padding:4.5rem 0 2rem;border-top:1px solid rgba(255,255,255,.1);font-size:.9rem}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.5fr;gap:3rem;margin-bottom:3.5rem}.footer-brand h4{color:#fff;font-size:1.25rem;margin-bottom:.75rem;font-family:var(--font-serif)}.footer-brand p{line-height:1.6;margin-bottom:1rem}.footer-col h5{color:#fff;font-size:1rem;font-weight:600;margin-bottom:1.25rem}.footer-col ul{list-style:none;display:flex;flex-direction:column;gap:.65rem}.footer-col a{color:#94a3b8;transition:color .15s ease}.footer-col a:hover{color:#fff}.footer-bottom{padding-top:2rem;border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;align-items:center;font-size:.85rem;flex-wrap:wrap;gap:1rem}@media(max-width:900px){.hero-grid{grid-template-columns:1fr;gap:2.5rem}.hero-title{font-size:2.35rem}.two-col{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr;gap:2rem}}@media(max-width:640px){.nav-links,.header-actions{display:none}.hero-stats,.footer-grid{grid-template-columns:1fr}.page-header h1{font-size:1.85rem}.section-title{font-size:1.75rem}.cards-grid{grid-template-columns:1fr}}